An interactive software tool designed for water, wastewater, and stormwater utilities to assess the risk of climate change impacts on their assets, operations, and missions and to develop adaptation plans. Available for download on EPA's website, CREAT guides users through a flexible, systematic assessment process, featuring: (1) libraries of utility assets that may be impacted by climate and adaptive measures that can be used to reduce potential consequences, (2) a climate change-related threat list developed from climate change projections with links to relevant adaptive measures, (3) the ability to update when new climate data becomes available over time so utilities can use current and historical data as part of their adaptive planning, (4) a series of 10 reports that can be generated to help users communicate assessment results and better inform decision making and planning.